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Category archives for: Ownership + Mortgage

don’t freak out if: you can’t pay your mortgage or you’re upside down on your home

don’t freak out if: you can’t pay your mortgage or you’re upside down on your home

ShareUpside Down. Underwater. Walking away. What sounds like a set of cues for Aquatic Twister are actually the new-age descriptors for an age-old dilemma. The problem of owing more on your home than it is worth certainly isn’t new, but the scope — 1 in 10 American homeowners — is. If dropping property values have [...]

TIC with best friend: good or bad idea?

TIC with best friend: good or bad idea?

ShareQ: My best friend and I have been like sisters since we were 10 years old. We happen to both be house hunting in the same area at the same time — me with my husband, and she with her new-ish (but serious) live-in boyfriend. We stumbled across this super-cute duplex with mirror-image units. It [...]

help! my mortgage is adjusting!

help! my mortgage is adjusting!

ShareQ: My mortgage was fixed for five years and is set to start adjusting in five months. I talked with my mortgage broker and she said that my payment will go up by about 40 percent at that time, which I certainly cannot afford. She ran some comps and told me that I owe $100,000 [...]

38 tips for easily increasing the value of your home

38 tips for easily increasing the value of your home

ShareWhether you just want your house to look better or you are serious about getting your house ready for potential buyers to start viewing your house to purchase, here are 38 valuable tips to get you on your way
EXTERIOR:

Paint the exterior of your home to make it look cleaner and years younger. If your home [...]

b.s. alert: don’t hire a consultant – reduce your own property taxes in 30 minutes

b.s. alert: don’t hire a consultant – reduce your own property taxes in 30 minutes

ShareDon’t you just love public records? I’m all for transparency in government, but if you own a home, you (like me) probably receive a million pieces of mail “tailored” to your supposed wants and needs based on the data about your home and your mortgage that are on file with your County’s Recorder’s office.
I was [...]

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