Pick, choose, customize and execute!

Cultivate clarity on and write down your vision of your life after you buy your home – include everything – including how much and for whom you work, what you do with your spare time, etc. – check this document against the home before you buy

Buy in time for first-time homebuyers credit (in contract by April 30, 2010)

Read mortgage/closing documents in full

Save homebuyers credit or invest as follows:____________________

Limit spending on house, furnishings to amount of homebuyers’ credit – no credit card
charges (or limit credit card charges to ____________________, and repay in X months)

File amended 2009 return to receive tax credit within X days following closing
If concerned about affordability, eliminate ____________ in line items from your monthly spending plan by January 31st – get comfortable with your revised spending plan before you buy